\n<\/p>\n
TCMB’nin Menkul K\u0131ymet Tesisi Hakk\u0131nda Tebli\u011fde De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Tebli\u011f’i Resmi Gazete’de yay\u0131mlan\u0131rken, makroihtiyati \u00e7er\u00e7evede sadele\u015fme hakk\u0131nda bas\u0131n duyurusu da web sitesinde yay\u0131nland\u0131.<\/p>\n
Buna g\u00f6re, firmalar\u0131n krediye eri\u015fimini kolayla\u015ft\u0131rmak amac\u0131yla bankalarca kulland\u0131r\u0131lan krediler i\u00e7in y\u00fczde 30 oran\u0131nda menkul k\u0131ymet tesis edilmesi uygulamas\u0131 ile fatura kar\u015f\u0131l\u0131\u011f\u0131 kredi uygulamas\u0131 sona erdirildi. Daha \u00f6nce ihracat, yat\u0131r\u0131m ve KOB\u0130 kredilerinde fatura muafiyet s\u0131n\u0131r\u0131 50 bin TL’den 250 bin TL’ye \u00e7\u0131kar\u0131lm\u0131\u015ft\u0131. Yeni kararla hi\u00e7bir kredi tutar\u0131nda fatura \u015fart\u0131 aranmayacak.<\/p>\n
Bankalar\u0131n TL ticari kredilere referans oran\u0131n 1,8 kat\u0131n\u0131n \u00fczerinde uygulad\u0131klar\u0131 faiz oran\u0131na g\u00f6re menkul k\u0131ymet tesisi uygulamas\u0131 kald\u0131r\u0131lacak. Faktoring \u015firketlerinin faktoring alacaklar\u0131na referans oran\u0131n 2,7 kat\u0131n\u0131n \u00fczerinde uygulad\u0131klar\u0131 faiz oran\u0131na g\u00f6re menkul k\u0131ymet tesisi uygulamas\u0131 da sona erdirildi. <\/p>\n
\u0130hracat kredilerini desteklemek amac\u0131yla net ihracat\u00e7\u0131l\u0131k kriterinin hesaplanmas\u0131nda firmalar\u0131n yat\u0131r\u0131m mal\u0131 ithalat\u0131 hesaplamaya dahil edilmeyecek. B\u00f6ylece menkul k\u0131ymet tesisi uygulamas\u0131nda, yat\u0131r\u0131m kaynakl\u0131 ithalat harcamalar\u0131n\u0131n net ihracat\u00e7\u0131l\u0131\u011f\u0131 s\u0131n\u0131rland\u0131rmas\u0131 \u00f6nlenerek ihracat kredilerine eri\u015fim kolayla\u015facak. TCMB, daha \u00f6nce reeskont kredilerine eri\u015fimde net ihracat\u00e7\u0131l\u0131k \u015fart\u0131n\u0131 yat\u0131r\u0131m mal\u0131 ithalat\u0131 dahil edilemeyecek \u015fekilde revize etmi\u015fti.<\/p>\n
Ayr\u0131ca, bankalarca sat\u0131n al\u0131nan reel kesimin ihra\u00e7 etti\u011fi menkul de\u011ferler \u00fczerinden y\u00fczde 30 oran\u0131nda menkul k\u0131ymet tesisi uygulamas\u0131na son verildi.<\/p>\n
TL’ye ge\u00e7i\u015flerin h\u0131zland\u0131\u011f\u0131n\u0131 g\u00f6steren veriler do\u011frultusunda ger\u00e7ek ki\u015filer i\u00e7in daha \u00f6nce ayl\u0131k y\u00fczde 2’den y\u00fczde 2,5’e y\u00fckseltilen TL pay\u0131 art\u0131\u015f hedefi, ayl\u0131k y\u00fczde 3,5’e \u00e7\u0131kar\u0131ld\u0131.<\/p>\n
Standart TL mevduat\u0131n toplam mevduat i\u00e7indeki pay\u0131n\u0131 art\u0131rmay\u0131 ama\u00e7layan TL pay\u0131 art\u0131\u015f hedefi, menkul k\u0131ymet uygulamas\u0131ndan \u00e7\u0131kar\u0131larak bankalar\u0131n yabanc\u0131 para mevduat i\u00e7in tesis ettikleri zorunlu kar\u015f\u0131l\u0131klar \u00fczerinden komisyon al\u0131nmas\u0131 uygulamas\u0131na eklendi. <\/p>\n
Sadele\u015fme ad\u0131mlar\u0131 kapsam\u0131nda kur korumal\u0131 hesaplar\u0131n yenilenmesi veya TL’ye ge\u00e7i\u015fine ili\u015fkin menkul k\u0131ymet tesisi uygulamas\u0131 sonland\u0131r\u0131larak d\u00f6viz d\u00f6n\u00fc\u015f\u00fcml\u00fc kur korumal\u0131 hesaplar\u0131n kademeli azalt\u0131lmas\u0131 hedefi, komisyon uygulamas\u0131nda daha etkin bir \u015fekilde y\u00f6netilecek. Ayr\u0131ca, TL’ye ge\u00e7i\u015fin belirlenen hedeften y\u00fcksek olmas\u0131 durumunda, a\u015fan k\u0131s\u0131m yenileme hedefine say\u0131lacak. <\/p>\n
TCMB Para Politikas\u0131 Kurulu, d\u00fcn tarihli karar\u0131nda, sadele\u015fme s\u00fcrecinin etki analizleri dikkate al\u0131narak kademeli olarak ilerledi\u011fini ve bu kapsamda TL mevduat pay\u0131n\u0131n art\u0131r\u0131lmas\u0131na y\u00f6nelik ilave ad\u0131mlarla parasal aktar\u0131m mekanizmas\u0131n\u0131n g\u00fc\u00e7lendirilmesine devam edilece\u011fini belirtmi\u015fti.<\/p>\n
TCMB’nin makroihtiyati \u00e7er\u00e7evede sadele\u015fme hakk\u0131nda bas\u0131n duyurusunda, kararlara ili\u015fkin teknik detaylar\u0131n ilgili d\u00fczenlemelerde yer alaca\u011f\u0131 bildirildi.<\/p>\n